Listings and Pricing

Asked What's your commission to sell my home?

Answered

Our standard listing commission is 5% of the sale price, and that covers both the listing side and the buyer's agent side — so there's no separate fee to worry about on the buyer's agent piece.…

Our standard listing commission is 5% of the sale price, and that covers both the listing side and the buyer's agent side — so there's no separate fee to worry about on the buyer's agent piece. There are no upfront costs at all: we only get paid at closing, and only if your home actually sells. A few things that could lower that cost for you: - If you're a repeat client — meaning you previously bought or sold a home with Ashvale Realty — you'd qualify for a reduced 4.5% listing commission. - If you're active-duty military or a veteran, we rebate 10% of the commission we receive back to you at closing. Also worth knowing: professional photography, a 3D virtual tour, and the MLS listing are all included in that commission at no extra charge, and our listing agreements run 6 months but include an easy-exit clause — you can cancel with 48 hours' written notice any time before an offer is accepted, no penalty. If you'd like, I'm happy to set up a free Comparative Market Analysis so you can see what your home might sell for — just reach out to the office at (518) 555-0147 or [email protected].

Asked What do you have under $400,000?

Answered

We have two listings currently under $400,000. First is 14 Birchwood Lane in Delmar, listed at $389,000. It's a colonial with 4 bedrooms, 2.5 baths, 2,150 square feet, built in 1994, with an updated kitchen, fenced yard, and two-car garage.…

We have two listings currently under $400,000. First is 14 Birchwood Lane in Delmar, listed at $389,000. It's a colonial with 4 bedrooms, 2.5 baths, 2,150 square feet, built in 1994, with an updated kitchen, fenced yard, and two-car garage. It's in the Bethlehem school district, with taxes around $8,900 per year. Second is 12–14 Quail Street in Albany, listed at $299,900. This is a two-family property, each unit with 2 bedrooms and 1 bath, both currently rented at $1,350/month each with separate utilities — a good fit for an owner-occupant or investor. Taxes run around $6,100 per year. If either catches your eye, I'd be glad to help you schedule a showing — just call (518) 555-0147 or email [email protected] with the address and a couple of time windows that work for you.

Asked How long does it take to sell a home around here?

Answered

Homes we list in the Capital Region currently average about 21 days to an accepted offer, and well-priced homes in popular neighborhoods often get multiple offers in the first weekend after listing.…

Homes we list in the Capital Region currently average about 21 days to an accepted offer, and well-priced homes in popular neighborhoods often get multiple offers in the first weekend after listing. That's just the time to get an accepted offer, though — from there, closing typically takes another 45–60 days for attorney review, inspection, mortgage processing, and the final walkthrough. So all-in, plan on roughly two to three months from listing to keys-in-hand for the buyer, though it can move faster or slower depending on your home's condition, price, and location. If you'd like a more specific estimate for your particular property, I'd recommend requesting a free Comparative Market Analysis — our agents can look at recent comparable sales and current competing listings in your neighborhood to give you a tailored read on timing and pricing. You can reach us at (518) 555-0147 or [email protected].

Asked Do I need a mortgage pre-approval before looking?

Answered

You don't need a pre-approval just to start touring homes, but you'll need one before you can make a competitive offer — in fact, sellers in this market rarely even consider offers without one attached.…

You don't need a pre-approval just to start touring homes, but you'll need one before you can make a competitive offer — in fact, sellers in this market rarely even consider offers without one attached. So while you're free to look around first, most buyers find it more efficient to get pre-approved early, especially since well-priced homes here often get offers within the first week of hitting the market. The good news is pre-approval is usually quick, typically taking just 1 to 3 business days through a lender. We can refer you to local lenders we work with regularly, or you're welcome to use any lender you prefer. If you'd like to get started, our buyer's agents offer a free 30-minute consultation to talk through your budget, must-haves, and timeline, and can point you toward next steps from there.

Asked What are closing costs for a buyer?

Answered

Buyer closing costs typically run about 2–4% of the purchase price, on top of your down payment. This covers things like attorney fees, lender fees, title insurance, the appraisal, home inspection, and prepaid taxes and insurance.…

Buyer closing costs typically run about 2–4% of the purchase price, on top of your down payment. This covers things like attorney fees, lender fees, title insurance, the appraisal, home inspection, and prepaid taxes and insurance. A couple of related figures that feed into this: the home inspection itself usually costs $400–$600 and is paid by the buyer, and inspections are typically scheduled within 7–10 days of your offer being accepted. On the timeline side, buyers here generally close 45–60 days after an accepted offer. Since exact closing costs depend on your loan type, lender fees, and the specific property, I'd recommend getting a detailed estimate from your lender and attorney once you're under contract — that's not something I can calculate precisely for your situation. If you'd like a referral to a local lender or attorney, just reach out to us at (518) 555-0147 or [email protected].

Asked Do you offer anything for veterans?

Answered

Yes — we're glad to support veterans and active-duty military. Ashvale Realty offers a 10% rebate of the commission we receive at closing for active-duty military members and veteran clients, whether you're buying or selling.…

Yes — we're glad to support veterans and active-duty military. Ashvale Realty offers a 10% rebate of the commission we receive at closing for active-duty military members and veteran clients, whether you're buying or selling. If you'd like to discuss how this would apply to your specific situation, give us a call at (518) 555-0147 or email [email protected], and one of our agents can walk you through the details before you commit to anything.